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Approval Requirements & Application
The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application..
Who does JCPenney pull credit from?
JCPenney Credit Card reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Synchrony Bank may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.
What stores can you use your JCPenney card at?
You can use the JCPenney Credit Card at JCPenney, JCPenney.com, Sephora stores inside JCPenney locations, Sephora.com, Rite Aid, and Riteaid.com. There is also a JCP Mastercard credit card that can be used pretty much anywhere credit cards are accepted.
Can I get a Walmart credit card with a 520 credit score?
The Walmart Credit Card credit score requirement is “fair” for both the Walmart Credit Card and the Walmart® Store Card; that’s a credit score of 640+.
What credit score do you need for Walmart credit card?
The Walmart credit card requirements for approval include being 18+ years old and having a credit score of at least 640. Walmart credit card applicants also need a monthly income that’s at least $425 more than their monthly housing payment, a valid SSN or Tax ID number, and a physical U.S. address.
What credit score do you need to get approved for a TJ Maxx credit card?
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
What credit card can I get with a score of 560?
Credit Cards for a 560 Credit Score
The one thing anyone with a 560 credit score should do is open a secured credit card. Even if you don’t use it to make purchases, a secured card can help improve your score by adding positive info to credit report on a monthly basis. It won’t give you an emergency loan, though.
What credit card can I get with a 583 score?
Here are the best credit cards for a 583 credit score:
| Info | Sponsored Capital One Platinum Secured Credit Card | Sponsored Citi® Secured Mastercard® |
|---|---|---|
| Regular APR | 26.99% (V) | 23.24% (V) |
| Editors’ Rating | 5 | 4.6 |
| Details, Rates & Fees | Learn More | Learn More |
| Winners | Capital One Platinum Secured Credit Card |
What credit cards can I get approved for with a 500 credit score? The 5 Best Credit Cards for a 400-550 Credit Score
- Citi® Secured Mastercard® Visit site.
- Featured. Chime Credit Builder Visa.
- Featured.
- Applied Bank® Unsecured Classic Visa® Card.
- Fit Mastercard® Credit Card.
- Indigo® Mastercard® for Less than Perfect Credit.
- Surge Mastercard® Credit Card.
- First Digital Mastercard®
What credit card can I get with a score of 589?
Here are the best credit cards for a 589 credit score:
| Info | Sponsored Capital One Platinum Secured Credit Card | Sponsored Citi® Secured Mastercard® |
|---|---|---|
| Regular APR | 26.99% (V) | 23.24% (V) |
| Editors’ Rating | 5 | 4.6 |
| Details, Rates & Fees | Learn More | Learn More |
| Winners | Capital One Platinum Secured Credit Card |
What credit card can I get with a 587 credit score?
Here are the best credit cards for a 587 credit score:
| Info | Sponsored Capital One Platinum Secured Credit Card | Sponsored Citi® Secured Mastercard® |
|---|---|---|
| Regular APR | 26.99% (V) | 22.74% (V) |
| Editors’ Rating | 5 | 4.6 |
| Details, Rates & Fees | Learn More | Learn More |
| Winners | Capital One Platinum Secured Credit Card |
Why can’t I get a JCPenney credit card?
If your JCPenney Credit Card application was denied, there could be a few possible explanations: Your credit score is too low. You don’t have enough income. You have too much debt relative to your income.
Can I use my JCPenney credit card right away?
Yes, the JCPenney Credit Card does offer instant approval.
Can I use my JCPenney Mastercard anywhere?
Best Answer: Yes, the JCPenney Mastercard can be used anywhere that Mastercard is accepted. This includes both physical stores and online merchants. Additionally, the card comes with a number of benefits and rewards, such as exclusive discounts and special offers from JCPenney.
What credit score do you need for a Walmart credit card? Here’s what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.
Can I use my JCPenney credit card at Sephora? JCPenney Credit Cards
Sephora accepts a JCPenney credit card for purchases on Sephora.com. Just select JCPenney as the credit card type in the billing section of checkout. All terms and conditions associated with the JCPenney credit card apply when used on Sephora.com.
How long does it take to get approved for a JCPenney credit card?
You could be instantly approved and receive your card within seven to 10 business days. You can use your account 24 hours after approval if you bring a valid photo ID to the customer service area in any JCPenney store and ask for a temporary card.
Can you use your JCPenney card at Walmart?
No, JCPenney credit cards are exclusively used at JCPenney stores, JCPenney.com, Sephora sites inside JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com. Therefore they cannot be used at Walmart.
Can I get cash from a JCPenney credit card?
The JCPenney Credit Card does not have a cash advance fee because the card does not allow cash advances. The JCPenney Credit Card card can only be used for purchases at JCPenney, Sephora stores inside JCPenney locations, and Rite Aid.
Can I use my JCPenney Mastercard at any store?
Best Answer: Yes, the JCPenney Mastercard can be used anywhere that Mastercard is accepted. This includes both physical stores and online merchants. Additionally, the card comes with a number of benefits and rewards, such as exclusive discounts and special offers from JCPenney.
What is the minimum credit score for an Amazon card?
The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.
What credit score is needed for a Kohl’s credit card?
The Kohl’s Credit Card approval requirement is a credit score of 640 or higher; this means you need at least fair credit to get approved for this card, in most cases. Keep in mind, though, that credit card issuers also consider your credit history, income and existing debt obligations when making approval decisions.
What credit score do you need for a Lowes card?
The Lowe’s Store Card credit score requirement is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
What credit score do I need for Kohls card? The Kohl’s Credit Card approval requirement is a credit score of 640 or higher; this means you need at least fair credit to get approved for this card, in most cases. Keep in mind, though, that credit card issuers also consider your credit history, income and existing debt obligations when making approval decisions.
