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The fees for the Green Dot Prepaid Visa® Card include a $7.95 monthly fee, a $3.00 ATM withdrawal fee, and a $5.95* cash reload fee. However, the monthly fee will be waived if you load $1,000 or more in the previous monthly period. View additional details below..
How do you use a Green Dot prepaid card?
Does Green Dot take monthly fee?
Green Dot Card Cons:
There is a steep $7.95 monthly fee (waived with deposits of at least $1,000 a month). No free ATM network. There is a $3 ATM fee, in addition to any fees the ATM owner charges.
Where can I go to put money on my Green Dot card?
You can deposit cash to your card at thousands of participating locations nationwide including:
- 7-Eleven
- CVS Pharmacy
- Dollar General
- Family Dollar
- Kroger.
- Rite Aid
- Safeway.
- Walgreens.
Why does Green Dot need my Social Security number?
Is Green Dot a legitimate bank?
Green Dot MoneyPak cards themselves are legitimate products when used for the right purposes. Once purchased at a participating retailer with cash, consumers can use MoneyPaks to reload other prepaid cards, add money to a PayPal account without using a bank account, or make same-day payments to major companies.
Can I use my Green Dot card anywhere?
Green Dot Prepaid Visa Card overview
The card can be used anywhere Visa is accepted in the U.S., and other benefits such as direct deposit and a convenient mobile app add to the appeal of this prepaid card.
Do prepaid cards need Social Security number?
Do You Need a SSN for a Prepaid Card? Fortunately, no, you don’t need a SSN to apply for most prepaid cards. In fact, many prepaid cards can be purchased and used by people who do not have a social security number.
How long does it take for money to show up on Green Dot? Money deposited on your card will typically be available within 10 minutes.
How does a Green Dot card work?
How do Green Dot prepaid cards work? As noted above, Green Dot cards function similarly to debit cards without requiring an existing bank account. In other words, a prepaid Green Dot card allows you to pay bills, buy stuff online, withdraw money from ATMs and cash checks, among other things.
How much money can a Green Dot card hold?
The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit — all of which are onpar with other prepaid cards. Its website states the following fees, but more charges may apply based on how you use the card.
Does Green Dot affect your credit?
Green Dot credit cards carry relatively low interest rates compared with competing secured credit cards, and unlike with most other issuers, applying for one won’t impact your credit. (Green Dot doesn’t do a hard pull on your credit report.)
How much does it cost to load money on a Green Dot?
Retail service fee of up to $4.95 applies. Add cash at the register using the Green Dot App. Generate a secure deposit code, hand your cash and the code to the cashier, and the money will deposit automatically – no card required! Retail service fee of up to $4.95 applies.
Does Walmart have Green Dot?
Walmart MoneyCard, Issued by Green Dot Bank, Now Offered as Demand Deposit Account with Enhanced Digital Banking Tools and Features for Customers.
Can you withdraw money from a Green Dot? The Green Dot Prepaid Card has a $400 daily ATM withdrawal limit, on par with other prepaid cards. You may withdraw up to a maximum of $3,000 per calendar month from ATMs and up to a maximum of $3,000 per calendar month from teller transactions.
How do you put money on a prepaid card? You may be able to:
- Arrange for a paycheck or other regular payment to be directly deposited onto the card.
- Transfer money from a checking account or another prepaid card.
- Buy a “reload pack” to add a certain amount to your card.
- Add funds at certain retail locations or at the financial institution that provides the card.
How do I open a Green Dot account? You can open an account online by purchasing a debit card for $1.95 at a retail store or ordering one online. Activate it as instructed on the card and download the Green Dot Bank mobile app. Top up your account with some money at a participating retailer or by setting up direct deposit.
Why did I get a Green Dot card in the mail 2021?
A Green Dot Card is a re-loadable debit card. Police warn these unsolicited cards are “very real.” According to police, someone had to supply your name, address and Social Security Number in order to obtain this “permanent” card, and thereby committed an identity theft.
How much does Green Dot reload cost?
Reload @ the Register is a fast and easy way to add cash to your prepaid card. Simply take your prepaid card to the cashier at any participating retailer and ask them to add cash directly to your card. A reload fee of up to $4.95 applies. Reload and card balance limits apply.
How much money can you deposit on a Green Dot card?
Load/Reload Limitations. The maximum daily cash reload limit is $3,000, but maximum in-store reload limits also apply, and you may not load cash to your Card at any time the funds balance on your Card exceeds $3,000. We reserve the right to accept or reject any request to reload your Card at our sole discretion.
Is Green Dot prepaid card safe?
Is Green Dot safe? Green Dot prepaid cards are a good solution for customers who want more control over their spending without the hassle of using a traditional bank. Because the cards don’t help build credit, Green Dot Prepaid Cards aren’t the best long-term solution for building a better financial history.
What do you need to open a Green Dot account?
Federal law requires us to obtain, verify and record your name, address, date of birth, Social Security number when you register a Green Dot card. We may also ask to see your driver’s license or other identifying documents. If a valid Social Security number is not provided, a personalized card will not be issued.
Can you use a prepaid Green Dot card without registering?
You can use a Green Dot card without registering, but the account will provide limited functionality prior to registration. The temporary card can only be used to make purchases until the initial amount loaded to it is exhausted.
Can you withdraw money from a Green Dot card?
The Green Dot Cash Back Visa Debit Card offers in-network ATMs with 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Also $3 for out-of-network withdrawals and $. 50 for balance inquiries, plus any fee the ATM owner may charge.
How do I reload my Green Dot card at Walmart? How it works
- Bring your preprinted check (e.g. payroll or government) and prepaid card to any Walmart register and cash your check (up to $1000 for a max fee of $4).
- Load up to $1000 to your card for $3.74 reload fee. The money is typically available on the card within 10 minutes.
- Your receipt is proof of your reload.
Is Green Dot Bank legit?
Green Dot MoneyPak cards themselves are legitimate products when used for the right purposes. Once purchased at a participating retailer with cash, consumers can use MoneyPaks to reload other prepaid cards, add money to a PayPal account without using a bank account, or make same-day payments to major companies.
How do you receive money from Green Dot? Recipients can only deposit money to their Green Dot Bank account or debit card. They will need to have a personalized chip-enabled card before they can receive the money you sent.
Can you get scammed on Green Dot?
Green Dot MoneyPak scams have been around for years. Fraudsters pretend to be utility companies, government agencies, or others and ask for payment in the form of a MoneyPak.
Why do people use Green Dot cards?
