How do I change my iCloud payment method?

by Alexander A.
Why can't I edit my payment method on Apple ID?

On an iPhone, iPad, or iPod touch:

  1. Go to Settings > [Your Name] > Payment & Shipping. …
  2. If prompted, enter your Apple ID details to sign in.
  3. Tap Add Payment Method and fill in the necessary details to add a new payment method to your account.
  4. Tap an existing payment method to update the details for it.


Why does Apple keep saying my payment method was declined?

A “payment declined” or “card declined” message means that the issuer of the credit or debit card you have on file in your iTunes account rejected a charge or account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer.

Why is Apple not accepting my debit card?

If you can’t make purchases or update your apps, including free apps, there might be a problem with your payment method. To fix this, add a new payment method or update your payment information.

Why can’t my payment method be authorized?

If a charge is not authorized, it usually means that there is a problem with the account or that you are at, near, or over your credit limit. Usually, when you use your credit card at a store the merchant obtains authorization from the card issuer.

How do I verify payment method on Apple?

You might have to verify your payment method the first time you try to buy something on one of your iOS devices.

  1. To go to the Apple ID account page, go here: View Apple ID.
  2. Sign in with your Apple ID.
  3. In the Payment & Shipping section, select Edit.
  4. Update your payment information.
  5. Select Save.

How do I make Apple Pay?

Open the Wallet app on your iPhone and tap Apple Card. Tap to pay. Hold and slide the payment wheel to choose a payment amount. Tap Pay Now to instantly make your payment, then follow the instructions on your screen.

What payment methods does Apple accept?

Payment methods

  • Apple Pay.
  • Apple Card.
  • Credit Cards or Debit Cards.
  • PayPal.
  • Apple Business Lease (AFS Commercial Credit)
  • Apple Gift Cards.
  • Apple Account Balance.

Why can’t I add my debit card to Apple Wallet?

If you can’t add a card to Apple Pay, ensure you’re using a compatible device and update the OS. A number of users solved this problem by turning Passcode off. If nothing worked, do as the error message suggests and contact your bank or card issuer for further help.

How do I pay with my phone? Pay in a shop

  1. Step 1: Wake up and unlock your phone. Turn on your phone screen, and then unlock your phone.
  2. Step 2: Hold the back of your phone close to the payment reader for a few seconds. When you’ve finished paying, a blue tick will appear on the screen.
  3. Step 3: If prompted, follow the instructions on the screen.

How do I add a debit card to Apple Pay?

How to add a card for Apple Pay on your iPhone

  1. In the Wallet app, tap the Add button .
  2. Tap Debit or Credit Card.
  3. Tap Continue.
  4. Follow the steps on the screen to add a new card.
  5. Verify your information with your bank or card issuer.
  6. If you have a paired Apple Watch, you have the option to also add the card to your watch.

Does Apple Pay accept debit cards?

In Messages, use Apple Pay to send and receive money from friends and family and to make purchases from participating businesses. To set up Apple Pay, add your debit, credit, and prepaid cards to Wallet. (Apple Card and Apple Cash are available only in the U.S.)

How do I use my debit card in Wallet?

How do I change payment method on Mac?

Update your payment information with Apple Billing

  1. Go to Settings, select your name, then select iTunes & App Store.
  2. Select your Apple ID, then select View Apple ID. You might be asked to sign in.
  3. Select Payment Information.
  4. Update your payment information to reflect your current financial institution.
  5. Select Done.

How does Apple Pay work on iPhone?

(Pocket-lint) – Apple Pay is a contactless payment technology for Apple devices. It was designed to move consumers away from physical wallets into a world where your debit and credit cards are on your iPhone or Apple Watch, allowing you to pay using your device instead of a card.

Can you add a virtual Visa card to Apple Pay? Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems.

Can I add a prepaid Visa card to Apple Pay? Apple Pay supports prepaid cards provided by some of the big names, Visa, Mastercard, American Express (the latter being the least well-supported).

Why can’t I add my prepaid card to Apple Pay? You can’t use credit cards with Apple Cash, and you might not be able to use some prepaid cards. You can’t add money from a gift card, even if it’s already in Wallet. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

How do I add a credit card to iCloud?

To add your debit card to iCloud, you’ll need to have an iCloud account and be signed in. Then, open the Settings app and tap on your name at the top of the screen. Tap on iCloud and then scroll down and tap on Wallet & Apple Pay. Tap on Add Credit or Debit Card and follow the instructions.

Can I add debit card to Apple ID?

You might be asked to sign in with your Apple ID. Add a payment method — Tap Add Payment Method. Update a payment method — Tap the payment method, then edit your information. You might need to enter the security code that’s printed on your credit or debit card.

Can you use Visa debit for Apple ID?

Apple does usually accept Visa/Mastercard debit cards issued to you by a bank from your country that draws funds from an account, such as a checking or savings account, that you have in that bank.

How do I pay with my iPhone Wallet?

Add your rewards card to Wallet. At the payment terminal in the store, present your rewards card by holding iPhone near the contactless reader. Apple Pay then switches to your default payment card to pay for the purchase.

What debit cards work with Apple Pay?

Apple has partnered with the major credit and debit card companies in the United States: Visa, MasterCard, Discover, and American Express.

What are the disadvantages of Apple Pay?

Though Apple Pay has undeniable benefits, there are also plenty of drawbacks.

Apple Pay’s Disadvantages as a Consumer

  • Vulnerability to Cyberattacks.
  • Public Wi-Fi Connections Compromise Security.
  • Potential to Bypass Contactless Limits Without Authorization.
  • Apple Collects Significant Personal Data.

How do I add Apple Pay to my iPhone?

Set up Apple Pay on your Apple device.

  1. iPhone. Open the Wallet app. and tap to add a card.
  2. iPad. Go to Settings. Wallet & Apple Pay. and tap Add Card.
  3. Mac. On models with Touch ID, go to System Preferences. Wallet & Apple Pay and. tap Add Card.

How do I use Apple Pay in my iPhone store? Pay with your default card on an iPhone with Face ID

Double-click the side button. When your default card appears, glance at iPhone to authenticate with Face ID, or enter your passcode. Position the top of iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the screen.

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